Williams & Fudge Facing FDCPA Lawsuit Over Language in Debt Collection Letter

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A proposed class action lawsuit has been filed against Williams & Fudge, Inc. alleging that the company used “false, deceptive and misleading representation or means” to collect debts owed by Wyoming residents. The suit takes issue with the following language the defendant allegedly included the debt collection letters at issue in the case:

“Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater.”

According to the suit, this statement could “mislead the least sophisticated debtor into believing that additional charges or interest would accrue.” The lawsuit further accuses the defendant of including a statement that debit and credit card payments would be subject to a $7.00 convenience fee – a fee that the company is allegedly not entitled to and has no legal or contractual right to charge.