Waypoint Resource Group Facing FDCPA Lawsuit Over Potentially Misleading Collection Letter

New to ClassAction.org? Read our Newswire Disclaimer

Waypoint Resource Group, LLC is facing a proposed class action lawsuit filed by a Virginia resident who claims the defendant sent him a misleading collection letter in violation of the Fair Debt Collection Practices Act (FDCPA).

The letter allegedly contained a disclosure informing the plaintiff of his right to dispute the debt or request validation for up to 30 days after receiving the notice. The suit argues, however, that this information was false because the defendant had sent the plaintiff a previous letter and the verification period was expired by the time the second notice was received.

Additionally, the notice supposedly contained statements informing the plaintiff that interest and collection fees “may be added to the current total balance.” The case alleges the plaintiff’s account was not, in fact, subject to additional interest and that the defendant’s false implication that his balance was increasing was simply a ploy to coerce the man into making payments.