Universal Fidelity Limited Partnership, Lawyer Accused of FDCPA Violations

New to ClassAction.org? Read our Newswire Disclaimer

Universal Fidelity Limited Partnership and an in-house attorney have been accused in a proposed class action of violating a consumer’s rights under the Fair Debt Collection Practices Act (FDCPA). The plaintiff in the case says he received a collection letter from the attorney defendant on behalf of Universal Fidelity informing him that he could dispute the purported debt “within 30 days after receiving [his] initial notice.” The suit argues that the unsophisticated consumer would be unsure as to whether that specific letter was the “initial notice” or the statement was referring to a letter previously sent by the defendant or another debt collector. Thus, the plaintiff, according to the complaint, could not determine when the validation period mentioned in the letter would expire.

The suit also argues that the letter falsely claims it was sent by an attorney when no attorney “was meaningfully involved” in the collection of the alleged debt.