Three WI Consumers Claim The CBE Group Violated the FDCPA

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A proposed class action filed by three Wisconsin consumers alleges The CBE Group, Inc. mailed them collection notices that violated the federal Fair Debt Collection Practices Act (FDCPA). Two of the plaintiffs claim letters they received from the defendant included the following language:

Each plaintiff argues that if their respective letters were truly sent on the day the defendant claimed they were sent, the FDCPA-provided 30-day validation period (in which consumers can dispute debt and thereby have collection activities halt) would end only a few days before the individuals’ accounts would ostensibly be reported to the national credit bureaus. The case summarily argues that the communications are confusing to the plaintiffs and violate the FDCPA because they demand payment within the validation period or immediately after, yet fail to “explain how the validation notice and payment ‘deadline’ fit together.”

Per the third plaintiff, the lawsuit claims The CBE Group unlawfully attempted to collect more than what was legally allowable by misrepresenting in the collection notice how much the woman owed.