Suit Says Maryland Debt Collector Violated FDCPA

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Professional Bureau of Collections of Maryland, Inc. is on the receiving end of a proposed class action lawsuit that alleges violations of the Fair Debt Collection Practices Act (FDCPA). The plaintiff claims she received a letter from the defendant that informed her of her account balance, but failed to disclose whether the balance was accruing interest. She says the alleged debt was, in fact, subject to interest, but that the defendant neglected to specify the interest rate or how the extra charges would be calculated. According to the complaint, “a reasonable consumer could read the notice and be misled into believing that he or she could pay her debt in full by paying the amount listed on the notice.” The suit argues, therefore, that the debt collector unlawfully failed to clearly communicate the amount of consumers’ alleged debts.

The suit further claims that the defendant requested attorney information from the plaintiff and communicated directly with her instead of with her counsel, in violation of the FDCPA.