Suit Says Cavalry Hides Identity to Ambush Consumers

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Cavalry Portfolio Services, LLC is the defendant in a proposed class action lawsuit that claims it left messages for consumers in which it failed to identify itself as a debt collector and inform consumers that it was attempting to collect a debt. The plaintiff says he received several messages from Cavalry in 2016. He claims he was not aware that Cavalry was a debt collector and could not determine the purpose of the calls from the information in the messages. The suit argues that debt collectors are required under the Fair Debt Collection Practices Act (FDCPA) to properly identify themselves and their intention to collect debts in their communications with consumers. According to the complaint, Cavalry neglected to comply with the FDCPA in order to entice consumers into returning its calls and providing personal information.