Security Credit Systems Hit with FDCPA Class Action Over ‘Deceptive’ Voice Message

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Security Credit Systems, Inc. is facing a proposed class action lawsuit filed in response to the debt collector’s alleged violation of the Fair Debt Collection Practices Act (FDCPA). The plaintiff in the case, a New York resident, claims he received a voice message from the defendant demanding that he “call back tonight by 7:30 pm eastern standard time.” The message, according to the suit, failed to identify the caller as a debt collector attempting to collect a debt despite the FDCPA’s requirement that debt collectors properly identify themselves in their communications with consumers.