Portfolio Recovery Associates Facing FDCPA Lawsuit

New to ClassAction.org? Read our Newswire Disclaimer

From Florida federal court comes a proposed class action that claims defendant Portfolio Recovery Associates, LLC sent the plaintiff a confusing and contradictory collection notice in violation of the Fair Debt Collection Practices Act (FDCPA). From the lawsuit:

“The letter states [the defendant] is not attempting to collect a debt, yet the letter also instructs, in bold font, the plaintiff call its toll-free number to discuss [the plaintiff’s] account. [The defendant’s] statement that it is not attempting to collect a debt is overshadowed and contradicted by [the defendant’s] instruction for [the plaintiff] to call to discuss the alleged debt, and by providing [the plaintiff] the validation notice only required within five days of an initial communication in an attempt to collect a debt.”