Plaintiff Claims AFNI, Inc. Misidentified Creditor to Whom Debt Was Owed

New to ClassAction.org? Read our Newswire Disclaimer

In a proposed class action filed in New York, a consumer alleges defendant AFNI, Inc. violated the Fair Debt Collection Practices Act (FDCPA) when it failed to explicitly identify the name of the creditor to whom the woman’s debt was owed. According to the complaint, AFNI identified the plaintiff’s creditor as “Sprint” even though, the lawsuit argues, there is no entity named “Sprint” registered in New York. In fact, the case says, there are more than 100 entities in New York whose registered names begin with “Sprint.”

“The least sophisticated consumer would likely be uncertain as to which of the more than one hundred disparate entities registered in New York that begin their legal name with ‘Sprint’ is the alleged creditor to whom the debt is owed,” the complaint reads.