Peoples Bank and Trust Company Named in TCPA Class Action

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A Tennessee man claims in a proposed class action that Peoples Bank and Trust Company, through a hired third party, violated the Telephone Consumer Protection Act (TCPA) by placing telemarketing calls to consumers’ cell phones using a prohibited automated dialing system. The lawsuit claims the calls, as part of the defendant’s strategy to generate new leads for reverse mortgages, were placed without receiving prior consent from consumers.

Although the calls were placed by a hired third party, the lawsuit argues the defendant is responsible for the alleged TCPA violations.

“Peoples Bank is directly liable for the [third-party] RLT telemarketing calls because it actively participated in those calls through guidelines it directed RLT to follow,” the lawsuit says.