NY Man Claims GC Services Limited Partnership Left Out Interest Info

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A New York consumer’s proposed class action claims GC Services Limited Partnership sent him a debt collection notice that illegally failed to note whether the stated balance was subject to continually accruing interest. The lawsuit claims the notice confusingly mentioned that the plaintiff’s balance may vary from day to day, with the amount due possibly being greater than what’s stated on the day of payment, without clearly disclosing any accrual of interest or fees.

“Each and every aspect of this language confuses the consumer as to amount of the debt, and coerces payment from the consumer by making threats during the initial 30-day period,” case says of the defendant’s notice. “As a result of [the defendant’s] deceptive misleading and unfair debt collection practices, [the plaintiff] has been damaged.”