NY Consumer Claims Arstrat Failed to Identify Creditor in Collection Letter

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A proposed class action out of New York alleges that Arstrat, LLC sent an unlawful collection letter that failed to appropriately identify the recipient’s creditor. The case claims the plaintiff received the disputed letter in August 2017 in response to an alleged debt owed to Long Island Jewish Forest Hills. According to the lawsuit, the letter referred to Long Island Jewish Forest Hills as the defendant’s “client” but failed to explicitly state who the current creditor is. The complaint argues that “allusions to the creditor’s identity are insufficient” as debt collectors are legally required to convey such information clearly enough for “the least sophisticated consumer” to understand. As such, the lawsuit claims that the plaintiff was misled by the letter regarding to whom the debt is owed.