Nissan Motor Acceptance Corp., Three Others Named in FCRA Dispute

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Nissan Motor Acceptance Corp. and three other defendants may have to face the music in a class action that stems from the parties’ alleged “tortious mishandling of a consumer automobile account.” The complaint claims Nissan Motor Acceptance, after an affiliated dealership allegedly broke the law in offering the consumer contract at issue, placed the plaintiff in a position of being effectively unable to make timely payments on her loan. Moreover, the case argues Nissan Motor Acceptance has refused to cop to its own errors in handling the plaintiff’s account, and, in bad faith, erroneously declared the woman’s account in default, after which another defendant, AssetsBiz Corp., repossessed her car.

The remaining defendants, Experian Information Solutions, Inc. and Equifax Information Services, Inc., are alleged to have not complied with the federal Fair Credit Reporting Act (FCRA) after the plaintiff disputed certain information pertaining to the account at issue. The alleged actions of these two defendants, the case says, “caused her further damage and/or exacerbated the existing damage to her credit.”