Niagara Credit Solutions Hit with Claims of Unlawful Debt Collection Practices

New to ClassAction.org? Read our Newswire Disclaimer

Niagara Credit Solutions, Inc. has been named in a proposed class action alleging the defendant violated federal debt collection law by failing to clearly communicate in a collection letter a consumer’s “amount of debt.” The notice supposedly indicated to the plaintiff that her debt was subject to interest but failed to include an explanation of the interest rate, date of accrual, or amount of interest “during any measurable period,” the suit attests. By neglecting to supply this information, the complaint continues, the defendant essentially failed to communicate the minimum amount the plaintiff owed when she received the letter and the amount she would need to pay to resolve the debt “at any given moment in the future” – details to which she is entitled under the Fair Debt Collection Practices Act.