Nationwide Credit Hit with Two FDCPA Lawsuits in One Day

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Nationwide Credit, Inc. has been named as the defendant in two separate lawsuits filed on the same day out of New York federal court. Both suits claim the debt collector violated the Fair Debt Collection Practices Act by failing to clearly state the amount of consumers’ alleged debts and unlawfully threatening to collect extra fees. The plaintiffs in both suits say they received collection letters from Nationwide Credit that stated an “account balance,” but neglected to specify whether the amount was accruing interest. The suits argue that this lack of disclosure unlawfully leaves the letters open to more than one interpretation and hinders consumers from being able to determine the true amount of their alleged debts.

The complaints further claim that the letters contained an “amount of non-interest charges or fees accrued since charge-off” and listed them both as $0.00. This statement, according to the suits, could be interpreted to mean that the debt collector has the right to collect an extra fee. Nationwide Credit is prohibited from not only collecting a non-interest fee, but also from threatening to do so, the complaints argue.

Complaint 1

Complaint 2