MediCredit, NPAS Facing Class Action Over Debt Collection Practices

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A proposed class action out of Texas claims defendants Medicredit, Inc. and NPAS, Inc. violated federal and state debt collection laws, as well as the Telephone Consumer Protection Act (TCPA). The plaintiff alleges the companies continued to call his cell phone to attempt to collect a debt even though the individual had mailed multiple cease and desist letters. The complaint asserts the calls to the plaintiff’s cell phone were made using an autodialing system, a violation of the TCPA.

The case is made up of three proposed subclasses: a Fair Debt Collection Practices Act (FDCPA) class, a TDCA class (which pertains to Texas debt collection laws), and a TCPA class.