MBI Collection Specialists Hit with FDCPA Class Action
Last Updated on May 8, 2018
Dick v. MBI Associates, Inc.
Filed: November 2, 2016 ◆§ 1:16-cv-06086
A class action filed against MBI Collection Specialists claims the debt collection agency breached the Fair Debt Collection Practices Act (FDCPA).
A class action filed against MBI Collection Specialists claims the debt collection agency breached the Fair Debt Collection Practices Act (FDCPA) by sending out a collection letter without specifically identifying the current creditor to whom the plaintiff’s debt was owed. Filed in New York, the suit alleges this omission could leave the unsophisticated consumer confused as to whom money is actually owed.
Under the FDCPA, collectors have five days from when initial communication is made with a debtor to provide the amount of debt owed, a 30-day validation notice and the name of the creditor to whom the debt is owed.
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