L.J. Ross Associates Sued by Deceased's Estate over Debt Collection Attempt

New to ClassAction.org? Read our Newswire Disclaimer

The administrator of a deceased New Jersey woman’s estate has filed a proposed class action against Michigan-based L.J. Ross Associates, Inc. over alleged violations of the Fair Debt Collection Practices Act (FDCPA). The lawsuit claims the defendant, in attempting to collect a debt allegedly owed by the decedent’s estate, sent a collection notice to the plaintiff that, when viewed through the lens of the least sophisticated consumer, gave contradicting information regarding the proper method through which the debtor could dispute the debt. According to court documents, the defendant’s notice unlawfully presented the plaintiff with the options to either call a toll-free number or send a fax to dispute the debt. Under the FDCPA, debt disputes must be made in writing, and to suggest otherwise is a violation of the law that could mislead or confuse the plaintiff, the complaint argues.