Lexington Law Firm Deducted Automatic Payments Without Authorization, Consumer Alleges

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A proposed class action alleges that Lexington Law Firm debited recurring charges from a consumer’s bank account without first obtaining his permission to do so, potentially in violation of the Electronic Funds Transfer Act (EFTA).

Filed in California, the suit says the plaintiff provided the law firm with his debit card number while initially purchasing its credit repair services. The man claims, however, that the defendant went on to automatically deduct regular payments from his account without his knowledge or written authorization.

“Defendants did not provide to Plaintiff, nor did Plaintiff execute, any written or electronic writing memorializing or authorizing these recurring or automatic payments,” the complaint reads, arguing that such behavior violates the EFTA.