LendingPoint Hit with Class Action Over Alleged Robocalls

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LendingPoint LLC faces a proposed class action over its alleged practice of placing telemarketing robocalls to consumers’ cell phones without first securing their express consent to be contacted.

According to the case, LendingPoint, a financial technology platform who offers personal loans and other lending products to consumers, has run afoul of the Telephone Consumer Protection Act (TCPA), a federal law that prohibits the use of automated technology to place non-emergency telemarketing calls to an individual’s cell phone without their consent.

The plaintiff, a Carrollton, Georgia resident, claims to have received several prerecorded calls from LendingPoint even though he never gave the company permission to contact him in that manner. According to the suit, LendingPoint contacted the plaintiff using “spoofed” phone numbers that he could not call back.

The plaintiff says he has spoken to several LendingPoint representatives and requested that the defendant stop calling his cell phone, but to no avail. Per the case, the plaintiff answered a December 17, 2021 call from the defendant and was instructed by a prerecorded message to press one to speak with a live agent. The agent then identified the caller as LendingPoint and informed the plaintiff that he had been pre-approved for a $10,000 loan, the suit relays.

According to the complaint, the plaintiff was not seeking a personal loan from LendingPoint and had never given the company his consent to contact him using a prerecorded robocall.

The plaintiff looks to represent anyone in the U.S. who, within the past four years and until class certification, received a call to their cell phone from LendingPoint that used an artificial or prerecorded voice.

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