Lawsuit: Williams, Alexander & Associates Sent Deceptive Collection Notices

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New Jersey law firm and debt collector Williams, Alexander & Associates, Inc. is the defendant in a proposed class action that claims it unlawfully threatened the plaintiff with possible tax consequences should she not pay the amount due. The complaint takes issue with language the defendant included in two notices that claimed it would “forward all valid debt information to the national credit bureaus.” The second notice, the case claims, contained language informing the plaintiff that the defendant had in fact forwarded the woman’s debt information to the aforementioned credit agencies.

The lawsuit argues the defendant’s tactics were deceptive since it did not truly send the plaintiff’s information to “all” of the national credit reporting bureaus, and overshadowed the woman’s rights outlined by the Fair Debt Collection Practices Act (FDCPA). Even further, the defendant’s alleged blanket statement that reporting the plaintiff’s debt to the national credit agencies would harm her future ability to obtain credit or loans is false since, as the case says, not all reporting events will impact an individual’s credit.