Lawsuit Says Metropolitan Transportation Authority Shared Credit Card Info

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New York City’s Metropolitan Transit Authority (MTA) is the defendant in a proposed class action that alleges the public agency violated the Fair and Accurate Credit Transactions Act (FACTA) provision of the Fair Credit Reporting Act (FCRA). Specifically, the 14-page consumer-filed lawsuit claims the MTA—responsible for operating New York City’s transportation facilities and services—engages in the practice of printing receipts for tolls, fees and fares that unlawfully display some of the digits in customers’ credit and debit cards.

“On information and belief,” the case alleges, “the computer systems which generated the [plaintiff’s receipts] were programmed through hardware or software design and setup to print the six first digits of credit card numbers on each and every credit card receipt that MTA’s computer systems or any of their constituent hardware and software components generated.

The plaintiff claims that, for tolls he paid with his credit card to cross two New York-area bridges, the defendant printed an electronic receipt that “did not suppress or truncate the first six digits” of his payment card.