Lawsuit Says FMA Alliance Sets False Settlement Deadline

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A Wisconsin man has filed suit against FMA Alliance Ltd. alleging that the debt collector sent letters to consumers that failed to comply with the Fair Debt Collection Practices Act (FDCPA). The plaintiff says he received a collection letter from the defendant that contained a settlement offer and demanded payment within 15 days of the date on the letter. The suit argues that the defendant’s allegedly “limited-time” settlement offer is unlawful because the settlement may be accepted at any time. The language in the letter is meant to pressure the recipient into making a payment as soon as possible to take advantage of the offer, the complaint says.