Lawsuit: Retrieval-Masters Creditors Bureau Demanded Payment of ‘Non-Existent’ Debt

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A proposed class action has been filed against Retrieval-Masters Creditors Bureau Inc. (which does business as American Medical Collection Agency) over claims that the debt collector violated several provisions of the Fair Debt Collection Practices Act (FDCPA). The plaintiff in the case alleges he received a letter from the defendant that identified its “client” as “Quest Diagnostics Inc.” but failed to specify any entity as the plaintiff’s “original creditor,” “creditor,” or “creditor to whom the debt is owed.”

Additionally, the plaintiff claims the alleged debt referenced in the letter was “non-existent” and that he never entered into any contract with Quest Diagnostics to provide services in exchange for a fee. The suit argues, therefore, that the defendant misrepresented the legal status of the supposed obligation.