Lawsuit: Kingston Data and Credit International Sent Non-FDCPA-Compliant Letter

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A Georgia consumer has filed a proposed class action in which she claims Kingston Data and Credit International, Inc. sent a letter that failed to advise her “as to the full range of her rights under the FDCPA [Fair Debt Collection Practices Act].”

In September 2017, the case says, the defendant sent a letter to the plaintiff regarding an obligation owed to Anytime Fitness. The suit charges the letter contained an improper “G notice” that failed to disclose all of the plaintiff’s rights. Specifically, the notice supposedly omitted that the consumer is legally entitled to request the name and address of the original creditor if different from the current creditor.

The debt collector deceptively deprived the plaintiff of crucial information regarding her debt dispute rights, the complaint argues, causing her to effectively waive them due to not being properly informed.