Lawsuit: Hillcrest Davidson and Associates Had No License to Collect New Jersey Consumer’s Debt

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Hillcrest Davidson and Associates is the defendant in a proposed class action wherein a New Jersey consumer claims the company engaged in unlicensed debt collection activities.

According to the lawsuit, the defendant sent a collection notice to the plaintiff in April 2018 without the required licenses to act as a debt adjuster in New Jersey. Further, the suit alleges the letter failed to effectively disclose the recipient’s rights in that it failed to state that a debt dispute must be made in writing. The case says that the company “failed to adequately review its actions to ensure compliance with the law, both Federal and State.”