Lawsuit: First Advantage Background Services Violated FCRA

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A scathing proposed class action filed in Virginia claims defendant First Advantage Background Services, Corp. violated the Fair Credit Reporting Act (FCRA) by allegedly failing to provide consumers with “timely and lawful notice that it was furnishing an employment purposed consumer report containing adverse public record information.”

“First Advantage does not provide notification to consumers that it furnished an employment-purposed consumer report containing a criminal record likely to adversely affect employment at the time it provides the report to the employer,” the 18-page complaint reads.

The plaintiff who filed the suit is the same individual who filed a previous, currently pending lawsuit against Capital One Bank over similar allegations. Upon information and belief, the plaintiff claims, First Advantage provided Capital One with a copy of her consumer report that was “incomplete,” as well as an FBI report that was “misinterpreted” to her detriment.