Lawsuit: Debt Collectors’ Letters Missing Required Information

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Kozeny, McCubbin & Katz LLP and Trinity Financial Services, LLC are facing a proposed class action claiming they failed to include necessary disclosures in collection letters they sent to consumers. According to the complaint, the plaintiff received two letters, one from each defendant, that attempted to collect on a defaulted mortgage, but the letters were allegedly missing information concerning the identity of the plaintiff’s creditor and her right to dispute the debt or request validation. The suit argues that the defendants were obligated under the Fair Debt Collection Practices Act to communicate the missing information and unlawfully failed to do so.