Lawsuit Claims CCS Credit Collection Services Failed to Disclose Interest, Fees

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A New York woman claims in a proposed class action that CCS Credit Collection Services sent her a collection notice that unlawfully did not disclose whether her Kohl’s credit card debt would increase due to accruing interest or fees. The lawsuit claims that although the plaintiff’s balance was subject to interest and fees, as per her contract with her original creditor, the defendant was still obligated under the Fair Debt Collection Practices Act (FDCPA) to disclose this in its communication. The above violations alleged in the lawsuit constitute a general failure to clearly and unambiguously convey the amount of debt, the plaintiff argues.