Lawsuit Argues AllianceOne Receivables’ Settlement Offer Is ‘A Sham’

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A proposed class action lawsuit filed in New York alleges AllianceOne Receivables Management, Inc. mailed a consumer a collection notice in which the company falsely implied a settlement offer was only valid if the company received payment “within 30 days.” The lawsuit argues the implication that the defendant’s settlement offer to the plaintiff is only available for a limited time is misleading because, upon information and belief, the offer is actually available at any time. This tactic, the case alleges, is meant to impart in the least sophisticated consumer a false sense of urgency that he or she must act quickly to take advantage of a purportedly limited-time offer when, in truth, there is no time limit.