Lawsuit Against PRA, Pollack & Rosen Takes Issue with Collection Letter’s Dispute Language

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The Law Offices of Pollack & Rosen, PA and Portfolio Recovery Associates, LLC (PRA) have been named as defendants in a proposed class action filed in Florida that takes issue with a debt collection letter the companies sent to a consumer. The February 2018 letter supposedly contained the following statement:

“If you believe that this debt, or any portion thereof, is not valid you have thirty days from receipt of this letter to dispute the validity of this debt in writing.”

The case argues that the defendants’ demand for a written dispute violates the Fair Debt Collection Practices Act—which doesn’t require the notification to be in writing—and “makes it more difficult for a consumer to make their dispute known.”