Jefferson Capital Systems Sued Over ‘Misleading’ Debt Collection Letter

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Jefferson Capital Systems, LLC is facing a proposed class action lawsuit filed by a New York woman who claims the defendant sent her a misleading debt collection letter. The letter allegedly stated the following:

“Amount of the debt as of the date of this letter: $2,210.22.”

The suit claims the language in the letter implied that the plaintiff’s account was accruing interest and that she would benefit from paying off the balance sooner. If the balance were not increasing due to added fees, this implication would be false, the case alleges. Alternatively, the complaint argues, if her account were subject to interest, the defendant erred by failing to “adequately disclose” that her balance was increasing and provide her with the information needed to calculate the true amount.