GC Services Limited Partnership Hit with Debt Collection Lawsuit

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A proposed class action claims defendant GC Services Limited Partnership violated the Fair Debt Collection Practices Act (FDCPA) in the course of its debt collection efforts with New York consumers. The plaintiff behind the lawsuit alleges the defendant unlawfully misrepresented her right to dispute the alleged debt over which she received a collection notice in March 2016. Based on the defendant’s allegedly deceptive language in the collection notice, the unsophisticated consumer, i.e. the plaintiff, may be led to assume his or her only option to dispute the debt would be to do so in writing. In truth, the complaint argues, the FDCPA does not contain any requirement mandating that debt disputes must be made in writing, as oral disputes may also be a valid avenue.