FMA Alliance Hit with FDCPA Suit by NY Man

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A New York man has filed suit against FMA Alliance, Ltd., claiming the debt collector violated his rights under the Fair Debt Collection Practices Act (FDCPA) by failing to clearly communicate the amount of his alleged debt. According to the complaint, the plaintiff received a collection letter from FMA Alliance that stated his “total balance due,” but neglected to indicate whether the balance would remain static or increase due to interest or other charges. The suit argues that this lack of disclosure violates the FDCPA because the unsophisticated consumer would be unable to determine the true amount of his or her debt from the information provided in the letter.