F.H. Cann & Associates Canned with FDCPA Class Action Suit

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A proposed class action out of New York claims F.H. Cann & Associates, Inc. violated the Fair Debt Collection Practices Act (FDCPA) by failing to inform the plaintiff in a collection notice whether his debt amount would increase due to the accrual of undisclosed interest or fees. The lawsuit claims the defendant contacted the plaintiff over an alleged credit card debt that accrued interest and late fees. By failing to disclose these costs in its collection notice, the defendant could lead the least sophisticated consumer to believe, for instance, that he or she is paying a debt in full when, in truth, the debt would continue to increase.