FDCPA Suits Against Debt Collectors Claim Missing Information
by Erin Shaak
Last Updated on May 8, 2018
Nedd v. FirstSource Advantage LLC
Filed: May 13, 2017 ◆§ 1:17-cv-02929
A New York woman is the plaintiff in two lawsuits filed against debt collectors Firstsource Advantage LLC and Frontline Asset Strategies LLC, respectively.
New York
A New York woman is the plaintiff in two lawsuits filed against debt collectors Firstsource Advantage LLC and Frontline Asset Strategies LLC, respectively. The complaints claim that the defendants sent collection letters that failed to clearly state the amount of consumers’ alleged debts, in violation of the Fair Debt Collection Practices Act (FDCPA). The letters supposedly contained no disclosures that indicated whether the amount of the debt would increase due to interest or whether it would remain static. Lacking this information, the unsophisticated consumer would be unable to determine the amount he or she needed to pay in order to satisfy the debt, the suit argues. These letters are considered to be “misleading” under the FDCPA because they are open to more than one interpretation, according to the complaints.
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