FDCPA Lawsuit Filed Against Allied Interstate

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A proposed class action has been filed in New York against Allied Interstate LLC that claims the debt collector unlawfully required consumers to submit disputes in writing. According to the complaint, the defendant sent the plaintiff a collection letter that instructed her to respond “in writing” within 30 days if she disputed any part of the letter. The Fair Debt Collection Practices Act requires debt collectors to inform consumers that any disputes regarding the validity of the debt must be made within 30 days after receiving a collection letter, but it does not specify that the dispute must be made in writing, the suit claims. The complaint further alleges that this misinformation “could impede the least sophisticated consumer’s ability to respond to the letter or dispute the debt.”