FDCPA Lawsuit Claims Allied Interstate Misled Consumers

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A proposed class action lawsuit claims defendant Allied Interstate, LLC violated the Fair Debt Collection Practices Act (FDCPA) when, in a collection notice, it allegedly misled the plaintiff by misrepresenting that his “amount owed” was the same as the “principle balance,” among other apparent inaccuracies. The lawsuit explains why the defendant’s alleged conduct could be problematic for consumers when it comes to payment:

“The unsophisticated consumer could send a check for the balance and would not know whether he had sent enough money to actually resolve the account, due to the possibility that Allied Interstate or Synchrony [Bank] had added interest or other charges to the settlement amount,” the complaint argues.