FDCPA Issues Bite GC Services Limited Partnership in Class Action

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In a proposed class action lawsuit filed in Wisconsin, a Kenosha County man alleges defendant GC Services Limited Partnership made him a debt settlement offer that “contradicts itself.” According to the complaint, the defendant stated in a collection notice that payment “for the exact amount stated in this letter” must be received within 14 days in order for the offer to be accepted. The problem starts with language directly following the defendants’ purported settlement deal, which indicated the plaintiff’s balance may increase due to the accrual of interest or fees, the suit claims. Citing apparent Fair Debt Collection Practices Act (FDCPA) violations, the case claims the defendant broke the law by failing to state the terms of its settlement offer in a non-confusing manner, one that would not cause confusion for the unsophisticated consumer.