FDCPA Class Action Filed Against Cavalry SPV I

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Cavalry SPV I, LLC and two others are the defendants in a proposed class action that claims the debt purchasers violated the Fair Debt Collection Practices Act (FDCPA) and the Regulation of Michigan Collection Protection Act (RCPA) with a “state-wide” scheme allegedly designed to deceive Michigan residents into paying debts even though the defendants lacked proof of debt ownership. The 27-page lawsuit claims Cavalry and co-defendants Cavalry Portfolio Services, LLC and Weber & Oclese, P.L.C. allegedly sued proposed class members with “falsely verified documents to obtain false judgments” stemming from lawsuits and affidavits that were “robo-notarized” to create a “false sense of burden on Michigan debtors” who are forced to respond to the bogus litigation. From the lawsuit:

“[The defendants] file hundreds of these collection lawsuits in the state of Michigan. The use of false verifications and robo-notaries eliminates the cost of verifying that [the defendants] truly own the debt and that the debtor owes the amount in the affidavit and complaint. A ‘sworn’ affidavit takes the place of the necessary proof and paperwork and eliminates the associated cost of proving the debt is owed to [the defendants] by class members and falsely forced the burden of proof onto the debtor under [Michigan law].”