Equifax Published Inaccurate Credit Report, Consumer Claims

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Equifax Information Services, LLC has been hit with a proposed class action filed by an Arkansas consumer who alleges the credit reporting agency published inaccurate information about him.

The plaintiff obtained a copy of his credit report from Smart Credit in December 2016, the suit says, which reflected that Equifax was inaccurately reporting a judgment lien against the man. According to the complaint, the lien referenced in the report was entered against the plaintiff in January 2012 and had since been satisfied. 

“Experian Information Solutions, Inc. and Trans Union LLC, two other credit reporting agencies, were reporting the judgment lien as ‘satisfied’ and ‘paid,’” the case notes, whereas Equifax was allegedly reporting the lien as “filed.”

The complaint charges the defendant violated the Fair Credit Reporting Act (FCRA) by failing “to use reasonable procedures to assure that the public record information it published about the Plaintiff and the class was maximally accurate.”