Enhanced Recovery Company Sued Over Alleged Ambiguity Regarding Creditor’s Identity

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Enhanced Recovery Company, LLC is facing a proposed class action accusing it of violating the Fair Debt Collection Practices Act by failing to clearly identify a consumer’s creditor. The plaintiff, a New York woman, says she received a collection letter from the defendant that specified her “Creditor” as Barclays Bank Delaware without indicating whether the entity is her current creditor.

On top of that, the suit says the letter also identified “Barclays Rewards” as the plaintiff’s “Original Creditor,” which it argues is “neither a bank nor a lender of money.”

“It is unclear,” the complaint reads, “if Barclays Bank Delaware is a different creditor from Barclays Rewards and who the current creditor is.”