Enhanced Recovery Company Hit with FDCPA Lawsuit in New York

New to ClassAction.org? Read our Newswire Disclaimer

Enhanced Recovery Company, LLC is facing a proposed class action lawsuit that claims it violated several provisions of the Fair Debt Collection Practices Act (FDCPA). The plaintiff claims he received a letter from the debt collector that identified his creditor as “Sprint.” The suit argues that the defendant was not specific enough to satisfy the FDCPA’s requirement that debt collectors clearly identify consumers’ creditors. According to the complaint, there are over 100 entities registered in New York that begin with “Sprint,” and the unsophisticated consumer would not be able to determine which one he or she allegedly owed.

The suit further claims that the letter listed “Non-Interest Charges & Fees” as “$0.00,” implying that extra charges could be added to the balance in future. The complaint argues that this “threat” of future fees is illegal under the FDCPA because the defendant has “no legal basis” to add them.