Eltman Law, Merriman Investments Hit with FDCPA Class Action

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Eltman Law, P.C. and Merriman Investments are facing a class action out of New Jersey alleging the entities violated the Fair Debt Collection Practices Act (FDCPA). The plaintiff claims that after her debt to Care Credit was acquired by Merriman Investments, the debt was referred to Eltman Law for collection. The law firm allegedly violated the Act by failing to itemize the amount of the debt, which included interest, in a letter sent to the plaintiff in April 2016. According to the suit, Eltman Law and Merriman Investments also never held licenses under NJ consumer protection law that would allow them to “make consumer loans, or to buy, discount or endorse notes, or to receive interest.” Furthermore, Eltman Law and Merriman Investments never even obtained the necessary New Jersey state licenses to collect the plaintiff’s alleged debt, the suit claims.