Dynamic Recovery Solutions, Jefferson Capital Systems Facing FDCPA Case in CT

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A lawsuit filed in Connecticut alleges Dynamic Recovery Solutions, LLC and Jefferson Capital Systems, LLC mailed a consumer a notice in which the debt collectors implied that they had chosen not to sue the plaintiff over an already time-barred debt. From the complaint:

“The letter implies Defendant Jefferson has chosen not to sue (‘will not sue you’), instead of the true fact that neither Defendant Jefferson nor any subsequent creditor/collector can file a lawsuit.”

The lawsuit argues Jefferson Capital Systems’ statement to the plaintiff regarding potential legal action to collect on her debt is materially deceptive in that since the debt is time-barred, the defendant cannot sue the plaintiff to collect. Moreover, the complaint says the defendants were mum in the notice on the fact that the statute of limitations on the plaintiff’s debt would recommence should she submit a payment.