Dobberstein Law Firm, CreditBox.com Hit with Debt Collection Class Action

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A proposed class action filed in Wisconsin by a consumer who claims defendants Dobberstein Law Firm, LLC and online lender CreditBox.com, LLC violated both the Fair Debt Collection Practices Act (FDCPA) and the Wisconsin Consumer Act.

The case notes the plaintiff entered into an agreement with CreditBox for a cash advance loan sometime before June 26, 2017. After the plaintiff defaulted on this obligation when it came time to repay, the lawsuit says, CreditBox took the woman to small claims court, which entered a default judgement in favor of the online lender. The case says the Milwaukee Circuit Court that heard the case mailed the plaintiff a Notice of Entry Judgment listing the “Total Money Judgment” at $1,718.

Prior to the court’s communication to the plaintiff, the case says Dobberstein Law Firm mailed the woman a collection letter regarding the CreditBox judgment that misstated the amount of debt as $1,591, as well as added $100 in unspecified “other costs.” The plaintiff argues Dobberstein’s notice was inherently confusing, with the attempt to impose additional costs, i.e. a collection fee, a violation of the Wisconsin Consumer Act.