Debt Collector GC Services Limited Partnership Hit with Class Action

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A proposed class action filed over alleged abuses of the Fair Debt Collection Practices Act (FDCPA) claims GC Services Limited Partnership sent consumers collection notices that failed to clearly and unambiguously relay the amount of debt owed. The lawsuit, filed in New York, claims the defendant sent the plaintiff a collection notice over an obligation reportedly owed to American Express that failed to state whether the amount owed was subject to accruing interest and/or late fees and may increase as a result. Similarly, the case claims the defendant made reference to the debt amount being subject to “other charges,” yet failed to elaborate on what they may be.

The least sophisticated consumer, i.e. the plaintiff and proposed class members, would be unsure as to how much would need to be paid to fully satisfy the debt at any given time and if any adjustment may be needed when the defendant receives payment, the lawsuit argues.