Consumers File Suit Over Trans Union's 'Unreasonable Procedures'

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Trans Union, LLC is on the receiving end of a proposed class action lawsuit that claims it includes inaccurate and outdated information in its credit reports. The plaintiffs claim they were denied a mortgage loan after Trans Union reported unpaid balances that had been previously discharged in bankruptcy. The suit argues that Trans Union should have known these debts were discharged and should not have included them in the report. It further claims that the defendant allegedly has no adequate procedure for ensuring its reports are accurate and up-to-date. According to the complaint, “[t]his practice negatively impacts consumers’ credit scores, reputations, and deprives consumers of their important statutory right to have only maximally accurate information reported about them.”

Furthermore, the complaint claims that Trans Union has “a long history of government enforcement actions, consumer complaints, and lawsuits,” but that it continues to employ “unreasonable procedures.”