Consumers File Suit Against Three Texas Debt Collectors Over Allegedly Misleading Letters

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Third Round, L.P.; Second Round, L.P.; and Second Round Sub, LLC are on the receiving end of a proposed class action that accuses the defendants of failing to clearly state the creditor in collection letters sent to the plaintiffs.

The suit was filed by two New York consumers who allege they received misleading letters from the defendants in November 2017 and January 2018, respectively. According to the complaint, the letters identified Second Round Sub and Second Round, LP as the plaintiffs’ “Current Creditor,” and then stated, in part:

“Third Round L.P. is excited to offer you 2 money saving options to take care of this account.”

The case argues the letters failed to explain Third Round’s relationship to the plaintiffs’ debts or their creditor. As a result, the plaintiffs were “uncertain as to whether payment to Defendant Third Round L.P., as requested, would resolve her debt with Defendant Second Round Sub, LLC,” the suit alleges.