Consumers Claim Debt Collectors' Letters Violate FDCPA

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Stoneleigh Recovery Associates, LLC and Bureaus Investment Group Portfolio No. 15, LLC are the defendants in a proposed class action alleging violations of the Fair Debt Collection Practices Act (FDCPA). The suit claims the defendants sent debt collection letters to consumers that failed to clearly and accurately state the amount of their alleged debts. According to the complaint, the letters contained a “current balance due,” but did not indicate whether the balance was principal or whether it included interest and other fees. The plaintiffs say they were unsure if any payments they made would satisfy the alleged debts. Since the letters are “susceptible to an inaccurate reading,” the suit argues that they are considered “deceptive” under the FDCPA.